Credit Risk Management

<p>The importance of managing credit and credit risks carefully and appropriately cannot be overestimated. The very success or failure of a bank and the banking industry in general may well depend on how credit risk is handled.</p> <p>Banking professionals must be fully versed in the risks associated with credit operations and how to manage those risks. This up-to-date volume is an invaluable reference and study tool that delves deep into issues associated with credit risk management.</p> <p><i>Credit Risk Management</i> from the <b>Hong Kong Institute of Bankers</b> (HKIB)discusses the various ways through which banks manage risks. Essential for candidates studying for the <b>HKIB Associateship Examination,</b> it can also help those who want to acquire a deeper understanding of how and why banks make decisions and set up processes that lower their risk.</p> <p>Topics covered in this book include:</p> <ul> <li>Active credit portfolio management</li> <li>Risk management, pricing, and capital adequacy</li> <li>Capital requirements for banks</li> <li>Approaches to credit risk management</li> <li>Structural models and probability of default</li> <li>Techniques to determine loss given default</li> <li>Derivatives and structured products</li> </ul>